:root {
    --primary-navy: #1a2a4e;
    --secondary-navy: #2c3e5f;
    --accent-blue: #3b5998;
    --light-gray: #f4f6f9;
    --medium-gray: #e1e5eb;
    --dark-gray: #5a6c7d;
    --white: #ffffff;
    --text-primary: #2d3748;
    --text-secondary: #4a5568;
    --border-color: #cbd5e0;
    --success-green: #48bb78;
    --warning-orange: #ed8936;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.12);
    --shadow-md: 0 4px 6px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 25px rgba(0,0,0,0.15);
    --transition-speed: 0.3s;
}

body.dark-theme {
    --primary-navy: #0f1729;
    --secondary-navy: #1a2332;
    --light-gray: #1e2936;
    --medium-gray: #2a3644;
    --white: #1a2332;
    --text-primary: #e2e8f0;
    --text-secondary: #cbd5e0;
    --border-color: #2d3748;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.7;
    color: var(--text-primary);
    background-color: var(--light-gray);
    transition: background-color var(--transition-speed), color var(--transition-speed);
}

.primary-navigation {
    background: var(--primary-navy);
    padding: 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: var(--shadow-md);
}

.nav-wrapper {
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.2rem 2rem;
}

.logo-section {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.site-logo {
    width: 50px;
    height: 50px;
    border-radius: 8px;
    object-fit: cover;
}

.brand-name {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--white);
    letter-spacing: -0.5px;
}

.mobile-toggle {
    display: none;
    background: transparent;
    border: none;
    color: var(--white);
    font-size: 1.5rem;
    cursor: pointer;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 0.5rem;
}

.nav-links a {
    color: var(--white);
    text-decoration: none;
    padding: 0.8rem 1.5rem;
    border-radius: 6px;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 500;
    transition: background-color var(--transition-speed);
}

.nav-links a:hover,
.nav-links a.active {
    background-color: var(--accent-blue);
}

.hero-banner {
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
    color: var(--white);
    padding: 5rem 2rem;
}

.hero-content-container {
    max-width: 1400px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-title {
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 1rem;
}

.hero-subtitle {
    font-size: 1.5rem;
    font-weight: 400;
    margin-bottom: 1.5rem;
    opacity: 0.9;
}

.hero-description {
    font-size: 1.1rem;
    line-height: 1.8;
    margin-bottom: 2rem;
    opacity: 0.85;
}

.hero-cta-group {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.btn-primary,
.btn-secondary,
.btn-download,
.btn-webinar,
.btn-calculate {
    padding: 1rem 2rem;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all var(--transition-speed);
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background-color: var(--accent-blue);
    color: var(--white);
}

.btn-primary:hover {
    background-color: #2d4373;
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background-color: transparent;
    color: var(--white);
    border: 2px solid var(--white);
}

.btn-secondary:hover {
    background-color: var(--white);
    color: var(--primary-navy);
}

.hero-image {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 12px;
    box-shadow: var(--shadow-lg);
}

.trust-indicators {
    background-color: var(--white);
    padding: 4rem 2rem;
}

.content-container {
    max-width: 1400px;
    margin: 0 auto;
}

.indicator-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.indicator-item {
    text-align: center;
    padding: 2rem;
    border-radius: 10px;
    background-color: var(--light-gray);
    transition: transform var(--transition-speed);
}

.indicator-item:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.indicator-icon {
    font-size: 3rem;
    color: var(--accent-blue);
    margin-bottom: 1rem;
}

.indicator-item h3 {
    font-size: 1.2rem;
    margin-bottom: 0.5rem;
    color: var(--text-primary);
}

.indicator-item p {
    color: var(--text-secondary);
    font-size: 0.95rem;
}

.educational-section {
    padding: 5rem 2rem;
    background-color: var(--white);
}

.educational-section.alt-bg {
    background-color: var(--light-gray);
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
}

.section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.section-intro {
    font-size: 1.2rem;
    color: var(--text-secondary);
    max-width: 800px;
    margin: 0 auto;
}

.content-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.content-text h3 {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.content-text p {
    margin-bottom: 1.5rem;
    line-height: 1.8;
}

.info-list {
    list-style: none;
}

.info-list li {
    padding: 0.8rem 0;
    display: flex;
    align-items: start;
    gap: 1rem;
    border-bottom: 1px solid var(--border-color);
}

.info-list i {
    color: var(--success-green);
    margin-top: 0.2rem;
}

.content-image {
    width: 100%;
    height: 350px;
    object-fit: cover;
    border-radius: 10px;
    box-shadow: var(--shadow-md);
}

.data-disclaimer {
    background-color: var(--warning-orange);
    color: var(--white);
    padding: 0.8rem;
    border-radius: 6px;
    margin-top: 1rem;
    text-align: center;
    font-weight: 600;
    font-size: 0.9rem;
}

.terms-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.term-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: 10px;
    box-shadow: var(--shadow-sm);
    border-left: 4px solid var(--accent-blue);
}

.term-icon {
    font-size: 2.5rem;
    color: var(--accent-blue);
    margin-bottom: 1rem;
}

.term-card h3 {
    font-size: 1.3rem;
    color: var(--primary-navy);
    margin-bottom: 0.8rem;
}

.term-card p {
    color: var(--text-secondary);
    line-height: 1.7;
}

.sample-disclosure {
    background-color: var(--white);
    padding: 2rem;
    border-radius: 10px;
    margin-top: 2rem;
    box-shadow: var(--shadow-sm);
}

.sample-disclosure h4 {
    font-size: 1.5rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.8rem;
}

.disclosure-table {
    width: 100%;
    border-collapse: collapse;
    margin: 1.5rem 0;
}

.disclosure-table th,
.disclosure-table td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}

.disclosure-table th {
    background-color: var(--light-gray);
    color: var(--primary-navy);
    font-weight: 600;
}

.disclosure-table tr:hover {
    background-color: var(--light-gray);
}

.table-note {
    font-size: 0.9rem;
    color: var(--text-secondary);
    font-style: italic;
    margin-top: 1rem;
}

.mistakes-section {
    padding: 5rem 2rem;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: var(--white);
}

.mistakes-section .section-title,
.mistakes-section .section-intro {
    color: var(--white);
}

.mistakes-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.mistake-card {
    background-color: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: 2rem;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: transform var(--transition-speed);
}

.mistake-card:hover {
    transform: translateY(-5px);
    background-color: rgba(255, 255, 255, 0.15);
}

.mistake-number {
    width: 60px;
    height: 60px;
    background-color: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.mistake-card h3 {
    font-size: 1.4rem;
    margin-bottom: 1rem;
}

.mistake-card p {
    line-height: 1.7;
    opacity: 0.9;
}

.calculator-tool {
    background-color: var(--white);
    padding: 3rem;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
}

.calculator-intro {
    background-color: #fff3cd;
    border-left: 4px solid var(--warning-orange);
    padding: 1.5rem;
    margin-bottom: 2rem;
    border-radius: 6px;
}

.calculator-intro p {
    color: #856404;
    margin: 0;
}

.scenario-columns {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-bottom: 2rem;
}

.scenario-column {
    background-color: var(--light-gray);
    padding: 2rem;
    border-radius: 10px;
}

.scenario-column h3 {
    color: var(--primary-navy);
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
    text-align: center;
}

.input-group {
    margin-bottom: 1.5rem;
}

.input-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--text-primary);
}

.calc-input {
    width: 100%;
    padding: 0.8rem;
    border: 2px solid var(--border-color);
    border-radius: 6px;
    font-size: 1rem;
    transition: border-color var(--transition-speed);
}

.calc-input:focus {
    outline: none;
    border-color: var(--accent-blue);
}

.result-box {
    background-color: var(--accent-blue);
    color: var(--white);
    padding: 1.5rem;
    border-radius: 8px;
    text-align: center;
    margin-top: 1rem;
}

.result-box p:first-child {
    font-size: 0.9rem;
    opacity: 0.9;
    margin-bottom: 0.5rem;
}

.result-value {
    font-size: 2rem;
    font-weight: 700;
}

.btn-calculate {
    width: 100%;
    background-color: var(--success-green);
    color: var(--white);
    font-size: 1.1rem;
    justify-content: center;
}

.btn-calculate:hover {
    background-color: #38a169;
}

.comparison-result {
    margin-top: 2rem;
    padding: 1.5rem;
    background-color: var(--light-gray);
    border-radius: 8px;
}

.disclaimer-calc {
    text-align: center;
    color: var(--text-secondary);
    font-size: 0.9rem;
}

.cta-section {
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--accent-blue) 100%);
    padding: 5rem 2rem;
    color: var(--white);
    text-align: center;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.cta-content p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
}

.cta-buttons {
    display: flex;
    gap: 1.5rem;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 2rem;
}

.btn-download,
.btn-webinar {
    background-color: var(--white);
    color: var(--primary-navy);
}

.btn-download:hover,
.btn-webinar:hover {
    background-color: var(--light-gray);
    transform: translateY(-2px);
}

.cta-disclaimer {
    font-size: 0.9rem;
    opacity: 0.8;
}

.blog-preview {
    padding: 5rem 2rem;
    background-color: var(--light-gray);
}

.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-bottom: 3rem;
}

.blog-card {
    background-color: var(--white);
    border-radius: 10px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition-speed), box-shadow var(--transition-speed);
}

.blog-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.blog-image {
    width: 100%;
    height: 220px;
    object-fit: cover;
}

.blog-content {
    padding: 1.5rem;
}

.blog-content h3 {
    font-size: 1.3rem;
    color: var(--primary-navy);
    margin-bottom: 1rem;
    line-height: 1.4;
}

.blog-content p {
    color: var(--text-secondary);
    margin-bottom: 1rem;
    line-height: 1.6;
}

.blog-link {
    color: var(--accent-blue);
    text-decoration: none;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: gap var(--transition-speed);
}

.blog-link:hover {
    gap: 1rem;
}

.blog-cta {
    text-align: center;
}

.about-preview {
    padding: 5rem 2rem;
    background-color: var(--white);
}

.about-content-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.about-text h2 {
    font-size: 2.5rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
}

.about-text p {
    margin-bottom: 1.5rem;
    line-height: 1.8;
    font-size: 1.1rem;
}

.about-image {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
}

.site-footer {
    background-color: var(--primary-navy);
    color: var(--white);
    padding: 3rem 2rem 1rem;
}

.footer-content {
    max-width: 1400px;
    margin: 0 auto;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 3rem;
    margin-bottom: 2rem;
}

.footer-column h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.footer-column h4 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.footer-column p {
    line-height: 1.7;
    opacity: 0.9;
    margin-bottom: 0.8rem;
}

.registration-info {
    font-size: 0.9rem;
    opacity: 0.7;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 0.8rem;
}

.footer-links a {
    color: var(--white);
    text-decoration: none;
    opacity: 0.8;
    transition: opacity var(--transition-speed);
}

.footer-links a:hover {
    opacity: 1;
}

.footer-contact {
    list-style: none;
}

.footer-contact li {
    margin-bottom: 1rem;
    display: flex;
    align-items: start;
    gap: 0.8rem;
    opacity: 0.9;
}

.footer-contact i {
    margin-top: 0.2rem;
}

.footer-disclaimer {
    background-color: rgba(255, 255, 255, 0.1);
    padding: 1.5rem;
    border-radius: 8px;
    margin-bottom: 2rem;
}

.footer-disclaimer p {
    font-size: 0.9rem;
    line-height: 1.6;
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    opacity: 0.7;
}

.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background-color: var(--white);
    box-shadow: 0 -2px 10px rgba(0,0,0,0.1);
    padding: 1.5rem 2rem;
    z-index: 9999;
    transform: translateY(100%);
    transition: transform 0.4s ease;
}

.cookie-banner.show {
    transform: translateY(0);
}

.cookie-content {
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
}

.cookie-text h4 {
    color: var(--primary-navy);
    margin-bottom: 0.5rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.cookie-text p {
    color: var(--text-secondary);
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

.cookie-policy-link {
    color: var(--accent-blue);
    text-decoration: underline;
    font-size: 0.9rem;
}

.cookie-actions {
    display: flex;
    gap: 1rem;
    flex-shrink: 0;
}

.btn-cookie {
    padding: 0.7rem 1.5rem;
    border-radius: 6px;
    border: none;
    cursor: pointer;
    font-weight: 600;
    transition: all var(--transition-speed);
    font-size: 0.95rem;
}

.accept-all {
    background-color: var(--success-green);
    color: var(--white);
}

.accept-all:hover {
    background-color: #38a169;
}

.customize {
    background-color: var(--accent-blue);
    color: var(--white);
}

.customize:hover {
    background-color: #2d4373;
}

.decline {
    background-color: var(--medium-gray);
    color: var(--text-primary);
}

.decline:hover {
    background-color: var(--dark-gray);
    color: var(--white);
}

@media (max-width: 1024px) {
    .hero-content-container,
    .content-split,
    .about-content-split {
        grid-template-columns: 1fr;
    }
    
    .indicator-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .blog-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .scenario-columns {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .mobile-toggle {
        display: block;
    }
    
    .nav-links {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background-color: var(--primary-navy);
        flex-direction: column;
        gap: 0;
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease;
    }
    
    .nav-links.active {
        max-height: 500px;
    }
    
    .nav-links a {
        border-radius: 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1.2rem;
    }
    
    .indicator-grid,
    .terms-grid,
    .blog-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .cookie-content {
        flex-direction: column;
        align-items: stretch;
    }
    
    .cookie-actions {
        flex-direction: column;
    }
}